Expenses & Loans
Expense claims, salary advances and loans repaid through payroll
Employees submit expense claims with receipts and apply for advances or loans from their phone. Approved loan instalments come off payroll automatically.
What you can do
Expense claims with receipts
Build expense reports, attach receipts, submit them for manager approval and download a PDF.
Category limits
Set expense categories with per-employee spending limits.
Reimburse through payroll
Mark approved claims as paid, optionally adding the amount to a payroll run.
Advances and loans
Offer salary advances, Eid and Puja festival advances, emergency loans and personal loans.
Two-step loan approval
The reporting manager endorses each request first, then HR or finance approves it.
Automatic EMI deduction
Interest-free or reducing-balance instalments are scheduled and deducted from each payroll.
Who uses it: Employees, managers, finance and HR.
Works with the rest of Paylio
Launching soon · Early access open
See expenses & loans run on your own numbers.